Tricked into taking a Caribbean cruise, former Navy SEAL, Luke "Brooklyn" Chapman, is expecting free-flowing booze, bikini-clad women, and an abundance of recreation.
Hardworking Sharla Kramer has her hands full keeping her sticky-fingered grandmother out of trouble. Looking forward to a nice rest, the last thing she needs in her life is a high risk Navy SEAL.
Toss in a couple of swindlers, a retired cop, and a few fun-loving ladies in red hats, and a little high seas R&R quickly becomes a lot of high stakes shenanigans!